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Memorandum
new!!
11=1 k,
INSURANCE
OFFICE OF CENTRAL OHIO
Rich.
To:
Rich Kahn
From: Herb Wolman
Date: September 8, 2011
Re:
A1A Contract
In connection with the AIA contract you forwarded I have the following comments
regarding the insurance provisions:
16.1 This is the new wording that is mandated by many jurisdictions and carriers-OK
16.3.3 If it were I, I would insist that you are named on the contractors insurance but
only as respects the location of the contract work .
16.4.1 I would strike the words " without optional deductibles". You are providing the
coverage. I would be careful as to take no liability for the contractors tools and
equipment.
16.4.2 I would not give him a copy of owners policy. We can him a certificate to
show that coverage is in force.
This language regarding cancellation should be changed to parrot what was
inserted in 16.1 regarding contractor's insurance.
16.5.1 This seems o.k.
16.5.2 If you are insuring those things that are yours and those you are responsible for
why should you be a trustee for any other ?
)
Trofessionaf Advice • (Personal Service
Insurance Office of Central Ohio
165 W. Main Street New Alban OH 43054 • Mailing Address P.O.
x7
Al n
-0750
Telephone
• Fax
• Web Site
EFTA00316713
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Case 1:08-cv-02793-RWS Document 102
Filed 02/27/09 Page 1 .of 347
UNITED STATES DISTRICT COURT
SOUTHERN DISTRICT OF NEW YORK
x
IN RE THE BEAR STEARNS COMPANIES,
INC. SECURITIES, DERIVATIVE, AND ERISA
:
LITIGATION
This Document Relates To:
.
Securities Action, 08-Civ-2793 (RWS)
x
CLASS ACTION
JURY TRIAL DEMANDED
ECF CASE
CONSOLIDATED CLASS ACTION COMPLAINT
FOR VIOLATIONS OF THE FEDERAL SECURITIES LAWS
EFTA00316714
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Case 1:08-cv-02793-RWS Document 102
Filed 02/27/09 Page 2 of 347
TABLE OF CONTENTS
Faee.
GLOSSARY OF DEFINED TERMS
viii
I.
NATURE AND SUMMARY OF THE ACTION
II.
JURISDICTION AND VENUE
III.
PARTIES
A.
Lead Plaintiff
B.
Bear Stearns Defendants
I.
The Bear Stearns Companies Inc
2.
Officer Defendants
C.
Auditor Defendant
IV.
FACTUAL BACKGROUND AND SUBSTANTIVE ALLEGATIONS
A.
Bear Stearns' Storied Past
B.
The Boom in Debt Securitization
C.
Bear Stearns' Securitization Business
I.
Bear Stearns' Mortgage Origination and Purchasing Business
2.
Bear Stearns' RMBS Business
3.
Bear Stearns' CDO Business
D.
Bear Stearns' Business Practices Amplify its Risk Exposure
I.
Bear Stearns' Concentration in Mortgage-Backed Debt
2.
Bear Stearns' Leveraging Practices
3.
Bear Stearns' Backing of the Hedge Funds
E.
Bear Stearns' Misleading Models and Inadequate Risk Management
I.
Bear Stearns' Misleading Valuation and Risk Models
a.
The Importance of Valuation Models
EFTA00316715
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Case 1:08-cv-02793-RWS Document 102
Filed 02/27/09 Page 3 of 347